In a medium mixing bowl combine all wet ingredients and spices. Mix briefly with hand mixer.
in a separate bowl combine dry ingredients. Slowly add to wet in intervals. Adjust spices to taste. Add chocolate chips. Reserve a few for topping muffins.
Pour batter evenly into silicone or paper lined muffin tins. Add a few chips to the top of each muffin.
Bake for 25 minutes or until a toothpick inserted comes out clean.